1109 Charles Street
Clearwater, FL 33755

Listed at $999,000

Details

  • MLS# TB8489075
  • Residential - Single Family
  • Status Active
  • 3 Bedrooms
  • 3 full Bathrooms
  • 1,833 Square Feet
  • 0.270 acres
  • Built in 1936
  • Local Schools

Description

One or more photo(s) has been virtually staged. ***OWNER FINANCING AVAILABLE AT A VERY ATTRACTIVE BELOW-MARKET INTEREST RATE***This is a rare opportunity to own a truly one-of-a-kind legacy property designed for coastal living in one of Pinellas County's most sought-after locations. Situated on a tropical double lot just blocks from St. Joseph's Sound and minutes from Downtown Dunedin, this exceptional property offers a combination of land, flexibility, charm, and income potential that is increasingly difficult to find.Perhaps the most valuable feature of this property is its rare grandfathered multifamily designation within a residential...read more zoning district, allowing it to function as either a single-family residence or an income-producing duplex with an additional ADU. Owners have the unique ability to live comfortably in one residence while generating income from the others, creating exceptional income opportunities.Thoughtfully renovated from the studs out by a renowned local builder, the property preserves the timeless character and Old Florida charm of the original structures while seamlessly incorporating modern luxury, craftsmanship, and convenience throughout. High-end finishes, thoughtful design, and flexible living spaces create a property that feels both elevated and inviting.The oversized double lot offers endless possibilities for expansion, outdoor entertaining, RV or boat parking, and private resort-style living. Surrounded by tropical landscaping, the outdoor setting is anchored by a brand-new pool with elegant paver decking, creating a private coastal retreat perfect for relaxing, entertaining, and enjoying Florida living year-round.Despite being located just minutes from the waterfront, the property sits outside the flood zone, eliminating the need for flood insurance. The Pinellas Trail is located at the end of the block and provides direct biking/walking access to downtown Dunedins acclaimed restaurants, breweries, bars, live music venues, boutique shopping, marinas, award-winning Gulf beaches, and Major League Baseball spring training facilities. The staged renderings showcase the incredible versatility of the property and highlight the many ways the spaces can be customized to fit your vision-whether as a private retreat, multigenerational compound, luxury seasonal residence, or high-performing investment property. Properties offering this level of location, flexibility, land value, and coastal character rarely come to market! This property is listed below appraised value and priced to sell!

Features

  • Range
  • Range Hood
  • Tankless Water Heater
  • Central Air, Mini-Split Unit(s)
  • Tile
  • Central, Electric
  • 2.0 Stories
  • $6,914 Taxes
  • Public
  • Built in 1936
View All Features

Contact the Agent

Contact the Listing Agent
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/14/2026. The listing information on this page last changed on 05/14/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 05/14/2026 12:33:06 PM EST) or Miami MLS (last updated Thu 05/14/2026 12:29:19 PM EST) or Stellar MLS (last updated Thu 05/14/2026 12:20:25 PM EST) or Daytona MLS (last updated Thu 05/14/2026 12:27:47 PM EST) or Tallahassee MLS (last updated Thu 05/14/2026 10:51:03 AM EST) or Northeast Florida MLS (last updated Thu 05/14/2026 12:29:31 PM EST) or My State MLS (last updated Thu 05/14/2026 12:25:08 PM EST) or Florida Keys MLS (last updated Thu 05/14/2026 12:32:25 PM EST). Real estate listings held by brokerage firms other than Adams Cameron & Co. REALTORS may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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All Property Features

  • Property Type: Residential - Single Family
  • Appliances: Range, Range Hood, Tankless Water Heater
  • Community Features: Street Lights
  • Cooling: Central Air, Mini-Split Unit(s)
  • Days on Site: 53
  • Directions: Head west on Main Street Dunedin. Turn left on Edgewater Drive. Turn left on Charles Street. Property is on your right hand side.
  • Exterior: HardiPlank Type, Frame
  • Exterior Features: Lighting, Private Mailbox, Rain Gutters
  • Flood Zone Code: X
  • Flooring: Tile
  • Foundation: Slab
  • Garage: 2 car attached
  • Garage Dimensions: 23x21
  • Heating: Central, Electric
  • Home Style: Coastal, Contemporary, Craftsman
  • Home Warranty Y/N: No
  • Interior Features: High Ceilings, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Listing Terms: Cash, Conventional, FHA, Owner Financing, VA Loan
  • Lot Description: Oversized Lot
  • Lot Dimensions: 0.27
  • Lot Size: 0.27 Acres
  • Ownership: Fee Simple
  • Parking: Driveway, Parking Pad
  • Parking Notes: Driveway, Parking Pad
  • Patio/Porch: Deck, Porch
  • Pool: Child Safety Fence, Gunite, In Ground
  • Property Attached Y/N: No
  • Property Sub-Type: Single Family Residence
  • Roof Type: Metal
  • Security: Smoke Detector(s)
  • Sewer: Public Sewer
  • Showing Instructions: Combination Lock Box, See Remarks
  • Special Sale Provisions: None
  • Stories: 2.0
  • Swimming Pool: Yes
  • Taxes: $6,914
  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
  • Water: Public
  • Water Access Y/N: No
  • Windows: Storm Window(s)
  • Year Built: 1936